The bank email is
[email protected]
The bank krist address is kutlg1kzhz. (this may change quite soon)
To become a member, send an email to the bank email stating that you would like to become a member. This email should also contain up to 10 addresses which you would like to have registered with the account. The email which you use will be saved as the email bound to your bank account. You will be sent a reply asking you to send 1KST from each address for verification purposes. For security, do not send the 1KST for each account until you get this email. Once your request has been processed, you will receive back your verification payment and you can begin banking.
You may change the addresses registered with your account at any time by verifying them in the same way as the above process.
Money is handled in parts as small as 1 millionth of 1KST. Any calculations done on your money will round to the nearest millionth unless specified otherwise. You may not withdraw a non-integer amount of KST, but you may transfer such an amount.
To make a deposit, send the desired amount to the bank krist address and then send an email to the bank containing your addresses that you sent money from, the amounts that you sent, and the krist address you sent them to. The latter is for verification in case the bank krist address is changed.
To transfer money to another bank account, send the amount you would like to send and the email of the account you would like to send money to.
To withdraw is the same as depositing, just make sure you say you want to withdraw and to what addresses and how much.
Interest on savings accounts accrues once every 30 days. The normal interest rate is 3%. Withdrawals can be done at any time.
The normal interest rate for loans is 8%.
To request a loan, send the addresses and amounts you wish to receive, a statement detailing the reason for borrowing, and the time needed to pay back the loan. If your request for a loan does not impress as being reasonably safe, your request may be denied. You may appeal for the same loan any number of times, but please wait at least 1 week to appeal.
You can request your account to be cancelled at any time. If you do not specify an address, your money will be sent to your first listed address in full. No interest will be added onto your money as a result of cancellation and you will lose any amount under 1KST.
I'm only one person so if you want to make multiple kinds of requests, please put them all in one email. As well, I will consider an unreasonably large amount of request emails at one time to be spam and I will ignore them.
Please do not create multiple accounts for yourself.